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Notariaat Wellens
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Furnishing a new home together

WELL PREPARED TO BUY

Discover your next place.

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To begin with

← Why NotaHome

A visit often starts with a feeling: can I live here? Then come questions about the building, the documents, the budget and the agreements. Here you find our offer and explanation to prepare those next steps.

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"The right question is whether you can still stand behind that answer tomorrow."
Paul Wellens

Your questions, step by step

Buying a home is a big step. We help you understand what you are signing, what costs you may expect and what still needs to happen.

Why do I go to the notaire for this?

Contact us before signing an offer. The civil-law notary checks the arrangements and examines whether the seller can transfer the home.

A notarial deed is required for the transfer of your ownership right when purchasing property.

How do I buy a home?
  1. Have your budget and loan checked by the bank.

  2. Have the offer and then the sales agreement with all appendices reviewed.

  3. After the investigations, bank instructions and settlement follows the deed.

How does this proceed and how long does it take?

Usually the deed is signed within four months after the sales agreement. A suspensive condition can influence the starting point.

Have the final date and the deadline for obtaining your loan confirmed separately.

Which documents should I provide to the notaire?

Prepare what you already have. You do not need to wait until your folder is complete to make an appointment.

Is a document missing or do you not know where to find it? Check the help for each document. We will discuss what the office can obtain for you and what you still need to provide yourself.

Where can I find this?

Provide the complete version with date, attachments and later amendments. Do you not have this document or do you not know if it exists? Select “Help needed” and discuss it with the office.

Where can I find this?

Request the document from your bank or download it from your own online banking environment. State the date and file reference. Provide statements, never passwords or access codes.

Where can I find this?

Provide the full text and any amendments. Look in your deed folder or Mijn akten. Not everything is digitally available; if necessary, indicate which office drafted the deed.

Where can I find this?

Provide the full text and any amendments. Look in your deed folder or Mijn akten. Not everything is digitally available; if necessary, indicate which office drafted the deed.

Where can I find this?

Check in the sales dossier for your house documents. For a purchase, request these documents from the seller or estate agent. For a sale, we agree which certificates are missing and who requests them.

Where can I find this?

Search among your house documents, architect or contractor. Report renovations for which you find no documents. The office discusses which information is needed from the municipality or an expert.

Where can I find this?

Request the documents from your syndicus or find them with the deed of purchase. Provide the contact details of the syndicus so that the office can request the necessary information.

These check marks only remain on the opened page and are not sent to the office.

Open the checklist: ready, need help or not applicable
What does the notaire do and investigate?
  • Who is the owner and who is authorised to sell?
  • Are there mortgages, attachments, pre-emptive rights or usufruct rights?
  • What soil, urban planning and other real estate information is required?
  • Do financing, conditions, taxes and settlement correspond with the agreements? The civil-law notary does not conduct a technical building inspection.

We agree on which searches the office will conduct and which information you, your bank or another expert will provide.

What should I pay attention to before I sign?

Check the address, what is included, the price, your ownership share, the financing, the handover of keys and any further occupation. Ask for clarification about access across your land, rental and renovation obligations.

Is a passage still unclear? Feel free to ask for an explanation with an example from your own situation. Only sign when you understand what you are agreeing to.

What else must I arrange afterwards?

The office monitors the registration and transfer. You arrange the insurance, meter readings, energy and water contracts, change of address and applicable works.

Keep the post-intervention dossier with the property.

Transfer documents, insurances and practical aftercare
Which practical tips can help me?

An offer is not a non-binding reservation. Have a financing condition drawn up before you sign and check the agreed response period.

What do these words mean?
Compromise
the sales agreement, which can bind you even before the deed.
Suspensive condition
an arrangement making the execution dependent on an uncertain event, for example a loan.
Easement
a right in favour of another parcel, for example a right of passage.
Where can I find more explanation or help?

You do not have to phrase your question in legal terms. Tell what concerns you, what you want to arrange and if an important date is approaching.

We will look together at the next step. We agree in advance on how the office will assist you and what costs are involved.

Ask your question to the officeMake an AppointmentNotaris.be: the sales agreement

General explanation for your preparation. The rules and documents that apply to you are determined based on your file.

On this page

PROPERTY OF OUR OFFICE

Perhaps it starts
here.

View the properties offered on the office page of Notariaat Wellens. In the full property profile you will find the documents, conditions and information for a visit.

Why buy through the offer of NotaHome?

At NotaHome, the presentation of the property and the notarial preparation come together at the same office. You can submit questions about the offered property and the next steps to us. Where an answer is still missing or additional investigation is required, this must be made clear.

So you are not only looking at photos. You can also review the available documents and have explained what they mean for your plans. Receiving a document and understanding what is in it are not the same.

The civil-law notary remains independent and impartial. You retain the free choice of your own notaire, even when you purchase a property from the NotaHome offer.

Preparing your visit

First open the full property profile. There you will find photos, features, available documents and visit information. Then note what you want to know yourself: does the layout suit your daily life, which works are you considering and when do you want to move?

During the visit, look both at what appeals to you and at what you do not yet understand. How is it heated? Which rooms and appurtenances belong to the sale? Are there common parts or costs? Which information still needs to be confirmed?

For example: an apartment with garage

You see a garage in the photos. Ask whether it is included in the published price and in the sold property. Also ask which costs belong to the apartment and whether the building provides for works. In this way the presentation becomes a starting point for targeted questions.

What do the documents tell you?

The energy performance certificate, abbreviated EPC, provides information about the energy performance of the home. It is useful to look at the label together with the further data. Ask what you can infer from this for your use or possible works.

Other documents may concern urban planning, soil, electricity or legal ownership. Which documents are relevant or required depends on the property. Ask what is present, what is still being requested and which points of attention emerge from the documents.

In the case of an apartment, co-ownership also deserves attention: the parts of the building you share with other owners. Ask for the available information about common costs, decisions and planned works. These may influence your future expenses.

A mention that you can renovate or use something as you wish sometimes requires further checking. Present your concrete plan before assuming that it is possible.

Your budget is more than the purchase price

In addition to the price of the home, taxes, registration costs, credit costs and works can determine your total budget. In an apartment, ongoing common costs also count. Request the amounts relevant for your purchase to be calculated.

Make a distinction for yourself between what you have to pay at purchase and what you can afford monthly thereafter. A home that fits within your purchase budget must also leave room for maintenance, energy and your other expenses.

The fee for a sales mandate and the purchase costs for a buyer have a different basis. We explain the costs based on your own situation and the specific property.

Understand first, then make an offer

An offer can have legal consequences. Therefore, do not assume everything remains non-binding until the notarial deed is signed. Have the price, conditions and validity period clearly recorded and request an explanation before sending the offer.

Do you still need financing? Discuss whether an appropriate condition is necessary. A suspensive condition for credit means the sale is made dependent on obtaining the agreed credit, according to the precise text and deadlines. This protection does not automatically arise from the fact that you are still in talks with the bank.

The date on which you can use the property and what is sold with it must also be clear. The goal is that buyer and seller understand the same when they commit.

More points to consider for your own situation

Which elements exactly belong to the sale?

Ask about the house, garage, cellar, storage rooms and any other rights. Have verbal explanation correspond with the property description and sales documents.

Which costs or works do I still need to plan?

Review energy, maintenance, possible renovations and, in case of an apartment, the common charges. Also ask which information is not yet fixed.

Are my plans for the property possible?

State concretely what you want to do, for example renovate or use a room differently. Investigate which information or approvals may be necessary for that.

What must my offer contain to properly reflect my intention?

Discuss price, conditions, validity period and financing. Have the offer reviewed before you submit it.

How does the further process proceed and who guides me?

Ask which steps follow after an agreement, which documents are still needed and who answers your questions. You can choose your own civil-law notary.

YOUR NEXT STEP

Seen a property
that might suit you?

Mention the address when you get in touch. For a visit you will also find practical information in the full property description.

An example to start with

Eating area by a wooden staircase

RECOGNISED IN PRACTICE

You compare two houses. Note for both the price, estimated purchase costs, financing and your remaining reserve. Take the two estimates with you and ask which costs are still missing.

An illustrative example. Your own situation may be different.

Calculate first, discuss afterwards

USEFUL FOR YOUR PREPARATION

Use the official tools at Notaris.be. Cost estimates are indicative; discuss the result for your specific case.

View all calculation modules →

Frequently Asked Questions

FROM READING TO PREPARATION

Already a first answer.

How do I begin without losing overview?

Start with your desired timing, the ownership deed, and the documents you already have. Note who owns the property and whether it is occupied or rented. In an initial conversation, we discuss the sales support you seek and which information is still needed.

What is the third way of NotaHome?

NotaHome combines practical sales guidance and notarial expertise within the same office. On our page about sales, you can read how the preparation, presentation, publicity and arrangements proceed. We agree on the assignment and fees in advance.

The sale step by step
Where can I find the real estate offer?

The offer is listed in a separate section on the NotaHome homepage. Do you mainly want to understand how we guide your own sale? Then start with our working method and discuss your expectations with the office.

To the real estate offer

EASY PREPARATION

Your checklist: deed of purchase and sales deed

Which documents do you prepare, where do you find them and when can the office assist? Indicate what you have and where you need support.

Useful websites on this topic

RELIABLE CONTINUED READING

View sources and practical websites
Notaris.be · LivingExplanation on buying, selling and preparing real estate arrangements.Housing passportThe digital passport with available government information about your home.PFAS and soilView information about PFAS contamination, investigations and measures per municipality. Useful as additional information during the discussion of the soil certificate.Waterinfo: water test and flood sensitivityConsult maps and information about flood sensitivity. Discuss the data on the plot and the building before you buy or sell.Renovation obligationCheck when the renovation obligation applies and which conditions and exceptions are applicable. Incorporate this into your purchase and renovation planning.Flanders: My Renovation PremiumCheck which works qualify, which conditions apply to your situation and which documents you need for an application.Premium seeker: Flemish, provincial and municipal premiumsFind which housing and renovation premiums might suit your home and municipality. Verify the conditions with the body granting the premium before ordering works.Guaranteed Housing InsuranceSee at the Flemish Housing Fund the information, application possibilities and conditions of the Guaranteed Housing Insurance with a mortgage loan.Post-Intervention File (PID) for works and saleThe PID consolidates information for safely working on a building later. See when it is necessary and how it is delivered to the new owner upon transfer. Discuss a missing file with us in good time.Flanders: renovation grants and tax benefitsA starting point for support with renovation. Review beforehand the conditions, technical requirements and application periods for your planned works.Flanders: reduced registration duty for the sole own homeAre you buying a home in Flanders? Read the conditions for the reduced registration duties. Have your property situation and housing plans checked for compliance before your purchase.Brussels: renovation grants, taxation and financing (French)For a home in the Brussels-Capital Region: consult the official information about support and financing for renovation. Check whether applications for your works are possible.Brussels: discount on registration tax upon purchaseRead when a part of the purchase price may fall outside the calculation of the registration tax. Discuss the conditions and residence obligations before you buy.Wallonia: housing and renovation grants (French)For works on a property in Wallonia: see the applicable grant scheme, application steps and whether a preliminary property audit is required.Wallonia: reduced registration duty for the sole own home (French PDF)Official frequently asked questions regarding the reform of the registration tax. This PDF is in the December 2024 publication folder. Have us check the current application to your purchase.

FROM FIRST QUESTION TO NEXT STEP

You do not have to figure it out alone.

  1. Your starting point

    We discuss the ownership, your timing and the guidance you seek.

  2. Preparing together

    We gather sales information, documents and notarial points of attention.

  3. Deciding and concluding

    You will receive explanations about the arrangements and guidance for the next step.

View my preparation

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