COST ESTIMATES
Purchase of a home or building plot
Estimation of the costs on top of the purchase price.
Open the calculation module (new tab)
To begin with
Buying a house, taking out a loan or donating real estate? Start with an estimate using the official calculation modules. Bring the result to your meeting with our office.
“A simple test helps me: how difficult will it be to undo this choice later?”
On this page
Housing and financing
COST ESTIMATES
Mortgage credit
Prepare the cost overview of your credit deed.
Open the calculation module (new tab)COST ESTIMATES
A purchase via Biddit
View the costs for an online public sale.
Open the calculation module (new tab)COST ESTIMATES
Mortgage mandate
Examine the costs of a mandate alongside your financing.
Open the calculation module (new tab)COST ESTIMATES
Cancellation of a mortgage
Estimate the costs to have a mortgage registration cancelled.
Open the calculation module (new tab)Inheritance and gifts
COST ESTIMATES
Deed of Real Estate Succession
See the costs for this deed after a death.
Open the calculation module (new tab)COST ESTIMATES
Decline or accept under benefit of inventory
See the costs of the formality. Discuss your inheritance choice first.
Open the calculation module (new tab)COST ESTIMATES
Gifting immovable property
Estimate the costs of a real estate gift.
Open the calculation module (new tab)HEIRS
Inheritance guide
Explore who inherits according to the legal rules. This is not a cost calculation.
Open the Inheritance Guide (new tab)An estimate helps you prepare
The calculations on Notaris.be are indicative. The outcome depends on your input and does not replace a final cost statement or advice for your file. Ask the office which items apply to your specific situation.
The modules open in a new tab. You enter your details directly on Notaris.be.
Discuss your estimate with usAn example to start with
RECOGNISED IN PRACTICE
You compare two houses. Note for both the price, estimated purchase costs, financing and your remaining reserve. Take the two estimates with you and ask which costs are still missing.
An illustrative example. Your own situation may be different.
An estimate helps you prepare for the conversation
Notaris.be offers separate calculations for, among others, purchase, credit, mortgage power of attorney, deregistration, and gifting of real estate. Choose the module that suits your transaction. The outcome is indicative: save the estimate and discuss the specific characteristics of your file with us.
Official source
All calculation modules on Notaris.be ↗
View sources and practical websites
Guaranteed Housing InsuranceSee at the Flemish Housing Fund the information, application possibilities and conditions of the Guaranteed Housing Insurance with a mortgage loan.Flanders: My Renovation PremiumCheck which works qualify, which conditions apply to your situation and which documents you need for an application.Premium seeker: Flemish, provincial and municipal premiumsFind which housing and renovation premiums might suit your home and municipality. Verify the conditions with the body granting the premium before ordering works.Flanders: renovation grants and tax benefitsA starting point for support with renovation. Review beforehand the conditions, technical requirements and application periods for your planned works.Flanders: reduced registration duty for the sole own homeAre you buying a home in Flanders? Read the conditions for the reduced registration duties. Have your property situation and housing plans checked for compliance before your purchase.Brussels: discount on registration tax upon purchaseRead when a part of the purchase price may fall outside the calculation of the registration tax. Discuss the conditions and residence obligations before you buy.Wallonia: reduced registration duty for the sole own home (French PDF)Official frequently asked questions regarding the reform of the registration tax. This PDF is in the December 2024 publication folder. Have us check the current application to your purchase.
Practical next steps
Costs and estimates
Use the calculation module that suits your transaction. Save the entered data together with the result.
Questions & answers
Is the outcome my final statement?
No. A calculation module provides an estimate based on input and assumptions. Request a specific explanation for your file, especially when special conditions, multiple transactions or exceptions apply.
Why can two estimates differ?
Check whether the same amounts, date and circumstances were used and which costs are included. Do not simply compare a purchase calculation with a credit calculation.
What should I watch for when comparing credit costs?
Besides the interest rate, look at the annual percentage rate and the ESIS sheet. Certain costs fall outside that percentage. An estimate of the credit alone is therefore not a complete budget for purchasing a home.
What do you prepare for your consultation?
- The amount or price on which you base the estimate.
- Whether it concerns purchase, financing, gifting or inheritance.
- The circumstances that may influence the estimate.
Bring what you already have. Note what is missing or about which you have doubts.
View your next stepSources and practical help
General explanation for your preparation. Your documents and concrete situation determine which arrangement applies to you.