Advice that starts with your life.

Start when you want to know if your partner, children or other loved ones are sufficiently protected. A purchase, marriage, divorce, retirement or a change in your health is a good moment to review your arrangements. You do not have to transfer anything immediately. First, we map out your situation and wishes.

Yes. Even with one property or a modest savings amount, questions may arise about who inherits, who can remain in the home and who can manage matters if you are no longer able to do so yourself. Securing your own livelihood is the starting point in this.

That depends on your form of relationship. De facto cohabitants do not automatically inherit from each other. Those in legal cohabitation have a more limited statutory right of inheritance than married couples. A will, your marriage contract and your family composition can help determine what your partner receives. Therefore, have your specific situation examined.

A will regulates what happens to your assets after your death and is in principle revocable. By giving a gift, you transfer something during your lifetime; that is in principle irrevocable. The choice therefore also concerns what you still need yourself and which freedom you want to retain.

That is possible in certain cases, for example with reservation of usufruct or appropriate conditions and charges. Not every arrangement suits every asset or wish. Have it determined in advance which income, powers and protection you keep and what the consequences of the gift are.

Not without limitation. Certain heirs, such as children and the spouse, have legally protected rights. A will or gift must take this into account. Discuss who you want to benefit and why, so that it becomes clear how much freedom you have and what the consequences of your choice are.

They address different matters. A will concerns your estate. An extrajudicial protection mandate determines who may arrange certain matters on your behalf during your lifetime. To continue acting in case of later incapacity, the extrajudicial protection mandate must be registered in time. The powers and limits require a separate conversation.

That is advisable if your family, assets or wishes have changed, or if you are not exactly sure what the contract means upon death or separation. An old agreement is not automatically unsuitable. First, we read what has already been agreed and investigate if that still fits.

That depends, among other things, on the competent region, the relationship, the assets and the distribution. Exemptions and previous transactions may also play a role. A meaningful comparison therefore starts with your data. Request to discuss the fiscal consequences together with your protection and that of your loved ones.

Bring what you already have: your marriage or cohabitation contract, will, previous gift documents and an overview of assets and debts. Also note who you want to protect and what you want to retain yourself. If something is missing, we will agree on which documents are still needed.