“Be sure to check the source, execution and responsibility.”
PREPARE AT YOUR OWN PACE
A practical question, a concern about the future or simply wanting to understand your situation. Find reliable websites here, our own guides and help for your next step.
You have bought, sold, borrowed or gifted. What else do you need to arrange afterwards? Think of the bank, insurances, meter readings, subscriptions and documents. Start from the agreements in your deed and what actually changes. Some steps you prepare already before signing or handing over the keys.
Coordinate the key handover and meter reading on the agreed date. Arrange the supply of water and energy with the relevant companies. Discuss with your insurer in time from when which coverage is needed. If you move, also arrange telecom, post and your address details.
Prepare your purchase and transferKeep the repayment schedule and ask the lender when the first payment takes place, how the repayments proceed and which documents are still needed for releasing funds. Check the agreed insurances. In a loan between private individuals, follow the payment and repayment arrangements from the agreement.
Understand your loan deedLook at which implementation is still needed: for example, a transfer, a transfer of securities or information to an insurer or syndic. Take into account reserved rights and cost agreements. A gift with reservation of usufruct does not mean that all contracts must be transferred to the beneficiary’s name. In case of doubt, first have the deed explained.
Follow up your gift and the agreementsDo you become owner without moving yourself, or does someone else continue to use the property? First have determined which data and contracts need to be changed.
The takeover document for passing on information in a water takeover.
Information about adjusting customer details and a water takeover. Follow the reference on the page to the general procedure.
The energy takeover document and explanation about meter readings upon moving, selling or death.
Prepare the move of your internet, television and telephone. Coordinate the connection with when you will use the dwelling.
Arrange your move or adjust your billing address. See which connection is needed at your new address.
Contact the customer service to discuss a subscription, delivery address or cancellation.
General information about stopping a subscription. Do you want to keep it at a new address? Discuss the address change with customer service.
Customer service for questions about subscription, transfer or cancellation.
Have your mail forwarded to your new address. Also inform your important contacts and suppliers yourself.
For executing your loan or adjusting a policy, contact your own bank or insurer. Request confirmation of what was changed and from which date. Keep this together with your deed.
Agreements for a loan between private individuals · Understanding a real estate gift · Finding your deeds digitally · Guaranteed Housing Insurance
Specific procedures apply to an inheritance. These help pages focus specifically on death, surviving relatives or mourning.
Our support with subscriptions and administration after death
Information on arranging the water administration after a death.
Explanation about modifying a water contract after death or a changed family situation.
The contact point for reporting a death and discussing what must be done with the energy contract.
Explanation about the succession of an energy contract following a death.
Information on taking over or terminating services after death. Check in advance which services and obligations are involved.
The procedure to take over or close services after a death.
What you can arrange with the health insurance fund after a death, also for the surviving relatives.
A checklist with points of attention and practical contacts in case of death.
Information about reporting a death and the follow-up of the pension file.
A guide to information about social rights after a death.
The forwarding service for surviving relatives: see how to have mail forwarded and what documents are required.
A contact point for support with mourning and loss.
Keep track per service of what needs to change, who contacts them, from which date and which confirmation is still missing. The service provider processes the change and confirms the conditions.
Are you unsure what your deed means for a payment, takeover or insurance? Present your question to us. We clarify the agreements and agree on what further support is needed.
CLOSER TO YOUR OWN SITUATION
You do not need to know yet which deed or arrangement you need. Start with the question that you recognise.
From the first days to the declaration: what requires attention now and what can you prepare? You will also find practical explanations for subscriptions, accounts and the house.
How we can help. We help to map the estate, explain the choices and guide the declaration and further settlement according to the agreed assignment.
Who is allowed to pay bills, which arrangements help and how does the responsibility remain manageable? Also read further from the perspective of the caregiver.
How we can help. We discuss whom you want to appoint, which powers suit and how you can arrange supervision and substitution.
Helping a child, protecting your partner or choosing yourself who will receive something later. Start from your life and discover which questions you want to clarify first.
How we can help. We look at your family, assets and existing agreements. You receive explanations about possibilities and consequences so that you can choose consciously.
What belongs to whom, how do you divide the costs and what if your life changes? The explanation differs depending on whether you cohabit factually, legal cohabitation or are married.
How we can help. We clarify what your current situation means and help to work out agreements about your home, money and protection.
From renting and insurances to health insurance fund and entrepreneurship: one step at a time, with checklists and contact points when things get difficult.
How we can help. For legal questions about living together, a purchase or starting your business, we help to clarify the consequences and necessary arrangements.
An offer, certificates, renovation or the sale of a familiar home. Discover what you can review beforehand and which questions to ask about the documents.
How we can help. We assist in assessing the legal information and agreements. When selling, you will also discover how NotaHome can support you.
To the official calculations of purchasing, credit and gift costs.
Naban.be leads to My deeds and data. Log in to consult your available notarial deeds.
Read how to consult your deeds online. On Notaris.be you also find explanations about purchasing, cohabitation, inheritance and business.
The digital safe of the Federation of the Belgian notariat. Store important documents, consult your available deeds and choose with whom you share documents.
Found a deed and unsure of what it states?
Find your deeds · Explanation of the various deeds · Having an existing deed reviewed
The official guide for housing, energy, family, taxes and public services.
Information from the FSMA on budget, borrowing, insurance and pensions.
The point of contact for entrepreneurs in Flanders.
View information about PFAS contamination, investigations and measures per municipality. Useful as additional information during the discussion of the soil certificate.
Consult maps and information about flood sensitivity. Discuss the data on the plot and the building before you buy or sell.
The Federal Cables and Pipelines Information Point helps with preparing and reporting work near cables and pipelines.
Planning groundworks in Flanders? Through KLIP you request information about underground cables and pipelines to help prevent excavation damage.
What do these data mean for your purchase or sale?
See which documents require attention · Read how we prepare the sale deed
Energiesparen.be now refers to the Flemish Energy and Climate Agency. There you will find information about energy-efficient living and Flemish energy policy.
Check when the renovation obligation applies and which conditions and exceptions are applicable. Incorporate this into your purchase and renovation planning.
Also take into account the costs and agreements concerning your home.
Preparing your first home · Calculate your purchase and credit costs
Official information about housing quality, renting, letting and housing support. A starting point for questions about smoke detectors and housing premiums.
Read where smoke detectors are required and how to install and maintain them. The page also clarifies the responsibilities of tenants and landlords.
Review the rules for inspection and maintenance of your heating installation. Which obligations apply depends, among other things, on the type of installation.
Register your alarm system via the official online police desk. You register to use the available services.
See at the Flemish Housing Fund the information, application possibilities and conditions of the Guaranteed Housing Insurance with a mortgage loan.
Want an overview of what you must arrange for your home?
Perhaps one question remains. Or documents contradict each other. Bring what you already have and tell us what you want to achieve or avoid. We will review what is clear, what requires investigation and what next step is sensible.
We agree beforehand on the support you expect from us and which work and fees are involved.
The location of your home determines which regional rules apply. Check the current conditions before you buy or commission works.
The PID consolidates information for safely working on a building later. See when it is necessary and how it is delivered to the new owner upon transfer. Discuss a missing file with us in good time.
The location of your home determines which regional rules apply. Check the current conditions before you buy or commission works.
Find which housing and renovation premiums might suit your home and municipality. Verify the conditions with the body granting the premium before ordering works.
A starting point for support with renovation. Review beforehand the conditions, technical requirements and application periods for your planned works.
Check which works qualify, which conditions apply to your situation and which documents you need for an application.
Are you buying a home in Flanders? Read the conditions for the reduced registration duties. Have your property situation and housing plans checked for compliance before your purchase.
For a home in the Brussels-Capital Region: consult the official information about support and financing for renovation. Check whether applications for your works are possible.
Read when a part of the purchase price may fall outside the calculation of the registration tax. Discuss the conditions and residence obligations before you buy.
For works on a property in Wallonia: see the applicable grant scheme, application steps and whether a preliminary property audit is required.
Official frequently asked questions regarding the reform of the registration tax. This PDF is in the December 2024 publication folder. Have us check the current application to your purchase.
