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Notariaat Wellens

Bank matters after a death

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YOUR PREPARATION · INHERITANCE

Specific documents for your meeting. Indicate what is ready, where you need help, and what is not applicable.

Prepare what you already have. A missing document is no reason to postpone your first appointment. We will discuss what we can obtain for you.

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Which documents should I provide?

Bank letters and file references

Request the document from your bank or download it from your own online banking environment. State the date and file reference. Provide statements, never passwords or access codes.

Status

To review

Inheritance succession document if available

Provide what you already have from the municipality, bank or notaire. If a document is missing, provide the name, date and place of death. The office will check what it can obtain itself.

Status

To review

Urgent invoices

Provide the complete version with date, attachments and later amendments. Do you not have this document or do you not know if it exists? Select “Help needed” and discuss it with the office.

Status

To review

Balance certificates

Request the document from your bank or download it from your own online banking environment. State the date and file reference. Provide statements, never passwords or access codes.

Status

To review

Instructions and mandates already given

Provide the complete version with date, attachments and later amendments. Do you not have this document or do you not know if it exists? Select “Help needed” and discuss it with the office.

Status

To review

What do we record?

We examine the documents and legal implications. You do not need to work out the arrangement yourself beforehand. We will agree on which missing documents we can request.

A check mark means you have prepared this item. It does not mean that the office has already checked the documents or that your file is complete.

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You provide your documents through the channel agreed with the office. No documents are uploaded or choices sent on this page.

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“A promise need not be perfect to become reliable.”
Paul Wellens

Your questions, step by step

Blocked accounts can cause extra concern after a death. We help you understand which documents the bank needs and which urgent payments you can discuss.

Why do I go to the notaire for this?

The bank must know who is authorised and which formalities are required. The office can determine the inheritance succession and assist in identifying any missing documents.

How are bank accounts released after a death?
  1. Report the death to the bank and request their specific list of required documents.

  2. Discuss urgent invoices and the required inheritance succession document.

  3. Have the necessary instructions given by the authorised persons.

How does this proceed and how long does it take?

There is no fixed release period. It depends on the case, possible blocks and bank requirements.

Ask separately which urgent payments are already possible.

Which documents should I provide to the notaire?
What does the notaire do and investigate?
  • Who inherits and who can give instructions?
  • Which blocks and approvals apply?
  • Which urgent costs can be discussed with the bank?
  • What is needed for release and what remains for the division?

We agree on which searches the office will conduct and which information you, your bank or another expert will provide.

What do I check before the next step?

Release is not yet division. Check who must agree and which payments are made from the estate.

What else must I arrange afterwards?

Keep balances, payment proofs and statements. Coordinate closure of accounts, tax returns and division.

Which practical tips can help me?

Do not use the deceased's bank card or access code. Discuss payments directly with the bank.

What do these words mean?
Release
the bank allows transactions again once the conditions are met.
Division
the heirs receive their agreed or determined share.
Where can I find more explanation or help?

You do not have to phrase your question in legal terms. Tell what concerns you, what you want to arrange and if an important date is approaching.

We will look together at the next step. We agree in advance on how the office will assist you and what costs are involved.

Ask your question to the officeMake an Appointment

General explanation for your preparation. The rules and documents that apply to you are determined based on your file.