What does this regulate?
01 · UNDERSTAND
An acknowledgement of debt confirms that someone owes a specific debt. The text describes not only an amount but also the origin and the relevant payment arrangements.
We review the existing evidence before drafting a new declaration. This way, we avoid incorrectly representing a disputed or partly paid debt or unintentionally replacing previous agreements with a new text.
A RECOGNISABLE SITUATION
You paid for renovations to your partner's home. We first investigate whether there was a repayment agreement and what amount remains outstanding.
What requires attention?
02 · CHOOSE CONSCIOUSLY
Specific rules of evidence and formal requirements apply for a unilateral obligation to pay. A signature on just any text is therefore not always sufficient. We determine the appropriate signing method for the specific document.
Also explain what was agreed earlier and where doubts remain. A regulation can only be appropriately developed if facts and wishes are clear.
More points to consider for your own situation
03 · YOUR INTENTION
You do not need to be able to answer all this in advance. Your doubts are also a good starting point.
Click on a question for an initial explanation or practical tip. You do not need to have an answer to everything yet.
What is the origin of the debt?
Gather the original contract, invoices or proof of payments. Describe why the amount is owed and when the debt arose.
Is the amount acknowledged by both parties?
Submit the calculation to both parties. Highlight what is still disputed instead of recording a contested amount as settled.
Have any repayments already been made?
Create a chronological overview of each repayment with proof. List any interest and costs separately to verify the remaining balance.
By when must the balance be paid?
Note a feasible final date or repayment schedule. Also consider the payment method and how each payment will be confirmed.
Do you want only proof or also changed payment terms?
Indicate whether you want only to record the existing debt or also to make new arrangements. Bring previous documents so changes can be made consciously and clearly.
What do we need, and why?
04 · PREPARATION
Bring what you already have. We will agree on any additional documents the office needs to request. The final list depends on your file.
Identity and contact details
To correctly identify the persons involved and their capacity. Provide identity documents via the channel we agree with you.
Original agreement, invoices or correspondence
To investigate the cause and extent of the debt.
Proof of payments and repayments
To determine the amount still owed.
Identity details of the parties
To correctly name creditor and debtor.
Overview of the desired arrangement
To distinguish acknowledgement from new agreements.
Is something missing? Mention it in your application. An initial meeting does not have to wait until you have gathered everything yourself.
What does NotaLegal do for you?
05 · GUIDANCE
We check the consistency with the submitted evidence, draft the acknowledgement and discuss the required form. In case of dispute, we consider whether a settlement or other approach is more appropriate.
You will receive a draft for discussion. We review your questions and agree the final version before signing. Afterwards, we explain which preservation, registration or further execution applies to your document.
Know in advance what to expect.
06 · FEES
You want to know in advance what to expect. That is why we clearly and transparently discuss what work your file requires and what fee applies. We take into account the nature and complexity of your question, the documents to be examined and the time a careful handling requires.
We determine in advance which documents are necessary and explain any additional document costs. If a notarial deed is required, we first discuss the adjusted assignment and costs. When the law requires a notarial deed, a private agreement does not suffice.
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Substantive background: notaris.be · Lending money to your child
General explanation for preparing your meeting. Foreign ties, previous documents and your concrete situation may change the outcome. Sources and legal explanation.